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829 NW 19th Ave.
Portland, Oregon 97209
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Call or Text: 503-807-3925

Office: 503-243-2674
Fax: 503-243-3242
Toll-free: 800-595-7280

Gary Boyer

Certified Mortgage Planner NMLS-57785
I am licensed to conduct business in Oregon and Washington


Mortgage Broker Reviews for Mortgage Monkey, Gary Boyer from Portland, Oregon and Beyond

Gary Boyer is a practical magician when it comes to getting a solid mortgage loan quickly and easily. We went to three other mortgage brokers in Portland trying to get a loan for our first house and they all turned us down because we seemed complicated. I make good money but am self employed. My partner makes a good living, too, but he already owned a house that he intended to keep. We both have excellent credit but that didn’t matter to the three mortgage loan officers who turned us down.

We had almost given up on buying a house when my realtor friend told me about Gary. He works with a lot of gay and lesbian couples in addition to first time home buyers and credit challenged people, which means he has to think outside of the box to make good solid loans happen. Gary goes the extra mile, is kind, accessible and a dream to work with. He found us a great loan for our house in about a week.

I have referred four other friends to Gary since then, and he’s helped all of them get home loans, too. My friends came back to me with glowing reviews, also. I love referring Gary to anyone who is at the beginning of their home buying process because I know they’ll be really taken care of. Even two years later, Gary continues to be a great resource for home loan and other financial questions. If I could give him six stars, I would. Gary is the best mortgage loan officer I know of in Portland.

~ Katherina A., Portland, Oregon

I’m here to tell you folks that Gary’s great work goes beyond helping those in Portland. I recently refinanced one home in Eugene and then purchased a new home in Corvallis, and Gary was with me every step of the way. Gary is professional yet personable. He knows so much, but he’s also a great listener and let’s folks work their way through the process of home buying. I loved his sense of humor and genuine care. Gary earned my gratitude and respect. I’d highly recommend him to anyone anywhere who wants to get this process done well.

~ Flaxen C., Corvallis and Eugene, Oregon

If you’re reading this far and have seen this many amazing reviews of this man, then I don’t know what else you could possibly be looking for. I first met Gary in January of this year, and my credit was seriously hurting. Like, I was embarrassed to tell anybody on earth how bad it actually was. But, as a newlywed, I wanted to get my head out of the sand and face up to my issues so me and my husband could get our lives started. It was the incredibly positive reviews on Yelp that convinced me to contact Gary, and it was a decision I’ve never regretted. Over the next six months he was constantly available to help me get my issues in check, and in July we were able to close on our home. We owe it all to Gary and his team, and we look forward to sending our friends and family to him in the future. One of the good ones, for sure!

We recently bought our first home in Portland and Gary and his team were wonderful to work with! Throughout the process Gary was always very accessible – replying to what were probably very basic questions (but had us first-timers getting all worked up) between BBQs over the weekend, he was clear and concise in his email follow ups, and diligent about the timeline in order to keep things moving.

~ Danielle T., Portland, Oregon

But the icing on the cake was his team’s support in the final days of the purchase: the listing agent had been a nightmare to work with and repeatedly put off completing projects by agreed to deadlines, which threatened to push our appraisal and signing date back. We were in a pinch, since we had to move out of our rental just a few days after our scheduled signing. But his team jumped into high gear to get paperwork processed and moving – they even sent a notary to our house in order to get things signed in time. We were up against a weekend and otherwise would have missed the ability to move before we were out of the rental – thankfully avoiding living out of a storage unit for a week!

We so appreciated having Gary and his awesome team on our side and I’d recommend him to anyone looking for someone to go above and beyond.

~ Lydia C., Portland, Oregon

Gary puts the AWE in AWESOME.

We bought our first house exactly a year ago, and I was truly awed by the wonderful experience we had — and we weren’t exactly cookie-cutter clients (we’re an unmarried lesbian couple and one of us –okay, me– has had some credit issues in the past that tend to haunt like scary ghosties).  But we had to buy a house quickly and we were referred to Gary by multiple enthusiastic friends, so off we went, pretty much wetting our pants that we’d be turned away — or worse — pushed into a price range we couldn’t actually afford.

Gary was amazing.  He soothed our nerves and handled everything flawlessly.  We had only hoped for a great professional, and we got that — but we also got this guy who really understood our situation and cared about whether we ended up with the right mortgage — it wasn’t just transactional.  And, he was totally ON IT business-wise (at all hours, no matter how late at night, even when he was on vacation!).  He helped me boost my credit rating in the immediate term by having me pay off a credit card and then re-pulling the report so my score jumped higher, enabling us to get  better deal.  When we made an offer late in the evening, he and his team were right there with us, reachable by phone and email, busily calculating numbers and sending us paperwork late at night so we could keep pace and not lose the house to competing offers.  Gary counseled us through some of those icky bits so skillfully that I can honestly say we had a *relaxed* (though exciting!) home buying experience.  Between Gary and Dawn Barry-Griffin (our realtor), we had the most amazing and relentless team working to help us get the house of our dreams and it all happened flawlessly.

We wound up buying a beautiful home in the Montavilla neighborhood and are busy living happily ever after.  At tax time this year, we heard from Gary again —  we got a packet in the mail from him containing fresh copies of all the paperwork we’d need for our taxes, since the first taxes you do as a homeowner are always a little confusing and you aren’t sure what you need.  And we get the best holiday letters and newsletters from Gary to this day — and we actually enjoy reading them.  :)


~Jen H., Portland, OR

Short version: Gary made it happen!

Long version: We are first time house buyers, and we had never had any experience with the home loan process. And a long and complex process it is. Fortunately we found Gary on Yelp and he successfully walked us though it. It is amazing how many different documents are demanded by the mortgage companies, the underwriters, the insurers and so on. You need to have someone who will keep his full attention on the status of your application, and that is Gary without a doubt.

Gary received us the same day I called him. Not only was he friendly and warm, but he explained to us the process in detail, while at the same time providing advise on what our purchase ability should look like according to our income and our plans for the future. This to us was very important, for we were looking for a personalized service. I had the option of applying though my employer, which has some deals with large financial institutions, but that would have meant that we’d lack the quality of service that Gary provides, so we decided to stick with him. He was available to us even after business hours, and he even provided us with personalized pre-approval letters almost instantly.

The last mile of the process was very much agonizing. There were additional papers needed, additional explanations required, and a lot of waiting forced upon us to be able to close on time. Perhaps Gary could have kept in touch with more frequency during that week – we were really freaking out, but in the end he pulled it out, which was nothing short of a minor miracle, and that’s what matters the most.

~ Cesar P, Beaverton, Oregon

Long story short: Gary kicks serious butt as a mortgage broker. He is on your side throughout the process, from start to finish. He is a super fast and an effective communicator, and is available by cell even off-business hours. He answers emails ASAP. He is super friendly and very easy to talk to. He was super fast with paper work, and getting paperwork to our realtor. Overall, I couldn’t be pleased with my interactions with Gary…after discovering him on Yelp.

We were first-time home buyers, and didn’t have a clue about buying a house. Gary was the only “easy” part of this entire process. He handled all speedbumps that we encountered along the way with patience. I couldn’t have asked for a better broker.

Trust Gary…and you will be rewarded with excellent customer service. We first went to two other mortgage brokers….one didn’t make the effort to help us after the initial meeting (he found out we were gay), and the second stopped communicating with us after she found out I was gay. You don’t have to worry about this with Gary…he’s gay and straight friendly! :-)

~ Kyle R, Salem, Oregon

My husband and I were just starting the process of searching for our new home when Gary was recommended to us. Immediately upon meeting Gary, he made us very comfortable. He looked at our background, asked us questions about our life plans, and really took the time to understand us. He answered all of our questions, but also directed in the big decisions we had ahead. His advice was conservative, realistic, and took into account everything that he knew about us. In addition to all of that, the turn around time on the loan approval was lightening fast, and this enabled us to essentially make an offer on our very first house hunt (even though we ultimately didn’t get that house).

He was professional, but relaxed; informative, but shared the information just at the right time and in the right way so that we could truly process it.

All in all, I wouldn’t hesitate to recommend Gary to anyone! He’s the best.

~ Jenny B, Portland, Oregon

I got the keys. For my house. My home.

Over and ended: a lifetime of living out of boxes; of fearful childhood retreats to grandma’s house when the debts came due; a dream shared with my love, gone by that hot July.

When the key clicked in the lock, my lock, smugly I saw his sweltering apartment, crowded with one of the women he got pregnant. Ha. I got a house!

My friends ate pizza, drank beer in the empty echoing living room. Caton arrived with a 4-pack of TP and a bottle of cocktail bitters. Jennifer ‘s newly fuchsia hair left a stain on the wall, now hidden by a bookcase. I chose the same color for my first peony. For my house. My home.


It could not have happened without the tireless efforts of mortgage broker Gary Boyer. The man got in the mud and wrestled for it, knife in his teeth.

He was kind, professional, and fierce. And, as I’ve learned as I watch unwise deals implode around the city, whip smart. Did he foist an interest-only loan or a volatile ARM on my uncreditworthy booty? No. The man got me a solid, government-supported, fixed rate mortgage. Golden.

~ Brandon B, Portland, Oregon

We bugged our Yelp friends, our work friends, random strangers and the occasional barnyard animal about finding a decent mortgage broker. Fortunately, one of our dearest Yelp friends provided a ringing endorsement of Gary Boyer and his Mortgage Monkey team.

Now, you probably don’t know me very well, but I confess that I can be a little stuffy at times; especially when it comes to business stuff. The name “Mortgage Monkey” was an immediate turnoff, but the recommendation was so positive that I sucked it up and made the call. Thank God I did.

Gary and his team were professional, personable, and really freaking fast. Just about everyone involved in our home buying process was totally amazed at the speed at which things got done. We closed in record time, we got a great mortgage rate, and we have Gary to thank for it.

If you’re a stick in the mud like me, just ignore the mortgage monkey thing. It’ll be all right. If you like doing business with monkeys, then you need no further encouragement. Go forth and buy a house, monkey-person.

~ Brice B. Portland, Oregon

Gary is the best mortgage person we have ever worked with. He was so helpful and informative from the beginning till we signed our final papers. He advised us every step of the way and he made it all happen. We would not own our dream house if it was not for him.

We are already in the process of working with him on a second mortgage, and continue to send family and friends his way.

~ Jehanne B. Portland, Oregon

We are first time house buyers, and we had never had any experience with the home loan process. And a long and complex process it is. Fortunately we found Gary on Yelp and he successfully walked us though it. It is amazing how many different documents are demanded by the mortgage companies, the underwriters, the insurers and so on. You need to have someone who will keep his full attention on the status of your application, and that is Gary without a doubt.

Gary received us the same day I called him. Not only was he friendly and warm, but he explained to us the process in detail, while at the same time providing advise on what our purchase ability should look like according to our income and our plans for the future. This to us was very important, for we were looking for a personalized service. I had the option of applying though my employer, which has some deals with large financial institutions, but that would have meant that we’d lack the quality of service that Gary provides, so we decided to stick with him. He was available to us even after business hours, and he even provided us with personalized pre-approval letters almost instantly.

~ Cesar P. Portland, Oregon

Gary has helped us buy 2 homes now and I would use him every time. The funny thing is my husband is an AVP and I’m a VP at the largest lender in the country but when it came down to getting into our first home in 2004 and now our dream home it was Gary that we trusted to get the job done with the best rate and to be there for us from beginning to end. He could get us closed quicker than our own company securing the quick sale request of our condo and getting in to our new home fast which helped us to beat out another offer on the home we wanted. The 5 star “Whoohoo! As good as it gets!” is well deserved.

~ Katherine R. Beaverton, Oregon

Gary is amazing. He was able to answer all of our crazy questions and point us in the right direction.

~ Jill T., Vancouver, Washington

Gary is awesome! As a first time home buyer, he made the process very simple and stress-free. He genuinely cares about his clients, can explain the process, set expectations and do it with a great sense of humor. Every time I have a “I love my home” moment I think of Gary and my equally awesome realtor for getting me into such a beautiful home. I’d recommend him to anyone and would work with him again without reservation!

~ Stephanie M., Portland, OR

Gary is amazing.
I walked into his office with no idea about the home buying experience. Gary sat down with me and talked to me about the process and the realities. He was there for me the whole process (even during the meltdowns late at night).
I cannot sing his praises any louder. If you are even thinking about buying a home you should talk with Gary.

~ Shane J., Portland, OR

My husband and I were referred to Gary, by our realtor, Rex Buchanan from Oregon First. Gary and his team were very helpful and led us through the complicated process seamlessly. We met Gary one evening in his office and devised a plan, and over a few month period, got our credit in line so we could be pre-approved without any problems. We had been looking for homes over the course of a few months, and we were really lucky to find the perfect home in the SW area, in our price range. Gary and our realtor assisted us through the way. Gary was even available through email and phone on a weekend when we were making an offer, and at a very critical time.

We would recommend him to anyone purchasing a home, or first time homebuyers, like us. If you have worked really hard to get to the point to purchase your first home like we did, let Gary and his team help you though the loan process. You will not be disappointed!

~Lynn J., Tigard, OR

My wife and I were referred to Gary through a very close friend of mine, and both feel fortunate to have received such a professional, friendly contact in Mr. Boyer. Gary was a fantastic resource for our home-buying experience.  He was patient and calming during the frantic times, which during this process can be common, and was thoroughly informative at every point.  In the end we were able to get a steal of a mortgage during a process that was smooth-as-velvet. We would recommend Gary Boyer twice over, and can guarantee he’ll go to bat for your best interest.

~Jay B., Portland, OR

I cannot say enough about Gary. We met with him a year early so he could help us financially plan and understand what we needed to do to make buying a house possible. There was a mistake on our credit score and he was fighting until literally the last hour before he sent the documents over to the title company to make sure everything was cleared with all three credit bureaus and saves us half a percentage point. He is truly on your team and I highly recommend him to anyone looking to buy a house.

~Ashley H., Portland, OR

Gary, I just wanted to drop you a note letting you know that you’re appreciated!

I just saw a news story about interest rates, and the challenges of new loans, and how long it takes to get a refi…..

And I thought about how lucky I was that you could make it happen – TOOK THE INITIATIVE ON MY BEHALF TO MAKE it happen – drag me kicking and screaming through the process, and I’m way better off at the end.

Thank you very much for your help – and your patience with me.

~Gary N., Portland, Oregon

Gary is the BEST!

We had been trying to refi our condo since the beginning of the year. We went to our original lendor (a major bank), thinking it would be easy since we had not had a late payment in over 6 years. They found reasons to deny us 3 times for various reasons. We reached out to Gary after seeing these reviews on Yelp. The whole process was easy; we communicated by phone & email, he did some research for us. Any time we had questions, Gary and his staff, were immediately responsive. After we submitted our app online, I think it was about a month later that we closed. I have to admit, I was fully prepared to hear we would be denied again. So, you can imagine how ecstatic I was to get the phone call to sign to close the loan!

So, If you are looking for a refinance or are buying for the first time, second time, whatever, don’t waste your time anywhere else, GO TO GARY, online, on the phone, in person, he is the BEST!

~Judi H., Portland, OR

A little less than a year ago my family moved to Portland Oregon. I was searching for a new credit union for myself and my wife, and looking at reviews here on Yelp. I noticed tons of great reviews for a local mortgage loan officer, intrigued due to the reviews and the fact of my wife and I wanting to buy a home, I opened up the link to Gary’s website in a new tab and continued my credit union search. Here I am about 6 or 7 months later in the dining room of my new home writing another raving review for Gary on Yelp.

My wife and I contacted Gary through the forms on his website. A week or so later we met him at his wonderful office in the Pearl. My Wife, myself, and our 18 month old son met with Gary in his conference room to discuss our wants, our finances, and all the rest of the ‘I want to buy a house’ stuff. Our son ran around the conference room like a wild banshee while Gary patiently took his time explaining to us the whole house buying process and everything else we would need to know. Being first time home buyers, this was a ton of new info to take in and learn. We couldn’t have asked for a better person to help than Gary!

We had a recommendation for a Realtor from a co-worker of mine. After not being completely satisfied, we asked Gary if he could recommend us a Realtor. Needless to say the Realtor agent that Gary recommended kicked you-know-what on every level and then some. She met us on new years eve of 2012 to give us the keys to our new home! The whole home buying situation was full of surprises (good and bad), tons of paperwork, questions, concerns, and every considerable emotion. I know that if it wasn’t for Gary the whole process wouldn’t have gone through so smoothly. It was pretty rocky, purchasing this house. Tons of delays, seller issues, and other things made this quite challenging. None of any of the issues were due to Gary or anything he had control over! His constant communication (Even on vacation!), encouraging words, and knowing that he is taking care of you, makes even a rough situation one much easier to bare.
I can’t thank him enough for helping my family find the house that we loved. Having a home to call your own is a great thing and many many thanks go to Gary for this.

If you are looking to buy a home and are a first time buyer, or a seasoned buyer, you can not go wrong talking to Gary. The only way you can go wrong is by not reaching out to him to help you achieve your dreams!

Gary, Another very sincere ‘Thank You!’ from my family! Couldn’t have done it without you!

~Chris Vespermann, Portland, OR

Gary helped my partner and I in ways other mortgage people couldn’t. Our second refinance with Gary helped us lower our payments to the point we were able to comfortably retire. Efficient, thorough, honest, reassuring and respectful describes our beloved Mortgage Monkey!

~Virginia H., Portland, OR

I went into my credit union this week to talk about a refinance, simply to keep my money in the community. I told the woman I have a broker that I normally deal with, but I was curious about the credit union option. She asked me my brokers name. I told her Gary Boyer, and before looking at any of my paperwork, she said “Go see Gary. He will do better than we can. If you had any other broker, I’d be interested in pursuing this. But Gary will do whats best for you”. I will never stray again…..

~Jarred D., Portland, OR

Gary was great to work with!

He went out of his way to answer our questions (often outside of business hours). He was supportive, had great advice and made the process of buying our home as painless as possible! I will recommend him to anyone who needs to obtain a loan for a purchase or refinance of their home!

~Leah H., Portland, OR

There are too many great reasons to use Gary Boyer and his team to name in an email. But if you are looking for honesty, professionalism, tenacity – someone with a can-do, will get done attitude, then look no further. If you don’t use Gary when buying your first home and all those thereafter, or use Gary for refinancing, please reexamine why. Read all the reviews here and below, and there is a great reason- he iIS THE BEST. In a world with terrible stories of dealing with financial institutions, planners, brokers and more, you won’t find another Gary Boyer.

~Susan C., Portland, OR

I have been calling Gary Boyer for refinancing over several years. We also had a detailed conversation about the possibilities for my parents to purchase a rental house in Portland that live out of state. Our most recent conversation last week really motivated me to write a review, esp after being on hold for hours with our bank.

Gary is enthusiastic, friendly and extremely knowledgeable. He always makes me feel welcomed and never rushes the call. He has always been readily available and prompt returning calls. He spends time discussing strategies to ensure we are in the best position for refinancing when we are ready. He has given us ideas we hadn’t thought of and others hadn’t mentioned. I have never felt any pressure from him to make a move or decision.

His newsletters are hilarious and informative. Normally I dread reading those type of things, but am glad to be on his mailing list. I also like that he has personal experience buying and selling multiple properties in the area. He understands Portland’s diverse neighborhoods.

To clarify, I gave him an A for price. We have yet to make a transaction-but the advice and time he has provided have been well worth my time. Unlike our bank, who again we wasted hours just being on hold.

Don’t hesitate to call even if you are not to the point of making a home purchase or refinance. I have dealt with others and he outshines them! Really wish I knew about him when we purchased this and other homes.

~Angie’s List Member, Portland, OR

You are a wonderful man Gary Boyer.

Not that I don’t send everyone I can to you that I know already, but I think I have a couple more people who need your services soon.
Thanks again man. I don’t often feel that people go above when doing work for me, and you exceed my expectations every time. Keep up the good work.

~Jarred, Portland, OR

Gary and his team are as good as it gets! My husband and I both work for a big bank in their mortgage division! and yet I have now done the last 3 loans with Gary including my first condo and now our dream house because I know at the end of the day we can count on him to close on time and to not put us through the mortgage ringer that my husband and I see everyday.

Gary truly loves making homeowner dreams come true you can see it in the way he explains things and works for you! In the current negative aura of the mortgage industry and financial reform Gary and his team put the personal touch back into the process,we never felt like just a loan number to him!

I signed up for Yelp just to give him this review that’s how much I recommend him!

~Katherine R., Beaverton, OR

I can’t even describe how AMAZING Gary is!

My husband and I were on the search for our first home about 5 months ago. We went to Gary before we began the searching process and he helped us clean up our finances by advising us to consolidate student loans and pay off some of the more important debt. He walked us through the entire home process and informed us of our options. By the time we began our search we were all set to be pre-approved for our first home.

The actual home process for us was a nightmare because we decided to fall in love with a short sale so the waiting process was the worst. Through the entire waiting process (4 months) Gary made sure we had our ducks in a row, if you will, so when it was time to pull the trigger we’d be ready. And that we were. The sellers lender finally got us their approval letter and gave us two weeks from the date before it was going to expire. From what we heard from friends/family and our Realtor whose been in the business for 25 years, 2 weeks to process a loan nowadays is simply unheard of. Also riding on that time frame was our interest rate that we locked in at 3.25%. Let me back track, the seller agreed to a certain amount of money in concessions at the very beginning of this journey to help with closing costs. The very last minute the seller’s lender said they were not going to accept that. So to compensate for that money we didn’t have in cash we were going to increase of interest rate to 3.5%, which we were okay with because it was still well below market.

Long story short, 2 weeks after we received that letter and before our interest rate expired, Gary pulled it off without any problems! And he told us to look on page 3 of the final numbers for a little ‘surprise’. He worked his magic, kept our interest rate at 3.25% and gave us a more than generous lender credit.

With all the bumps we had throughout this process Gary made a very stressful situation not seem all that bad. We’ve been in our new home for 2 weeks now and could NOT have done it without Gary!!

~Tonya T., Battle Ground, Washington

Gary rocked our mortgage process! From the first meeting to closing, he was responsive, professional and very informative. Our last mortgage was recorded incorrectly and he went to bat for us with the reporting agencies and got it fixed. He provided us quick numbers for every house we thought we might want to bid on and in this hot PDX market, fast was essential! When we finally found our house, the process couldn’t have gone smoother. In fact, we closed a week early! Buying a house can be quite stressful but through it all, Gary’s friendly, funny nature kept us grounded and his expertise made the experience a breeze.

~Angie’s List User, Portland, Oregon

My husband and I cannot recommend Gary enough! I actually went with him based on reviews I found online and truly could not have found a better mortgage guy. We sold our house when it was a great time to sell, but then had a heck of a time buying a house in a sellers market. We had to make offers on multiple places. He was ALWAYS THERE FOR US when we needed to make our offer and show we could afford it. He was very responsive and professional, 100% of the time. He is a great numbers guy and understands the ins and outs of the process. You will never have to ‘think for him’ or prod him along to keep things going at the pace that they need to happen if you find yourself time crunched by the market. If he says he can do it, he DOES IT. Furthermore, our loan wasn’t necessarily straight forward… we had a gift going into the purchase and he has been wonderfully helpful in helping us pull the whole thing off. He’s friendly, personable, and absolutely, positively is the best mortgage person I’ve ever met or even heard of. When I bought my first house, I was very frustrated by my mortgage broker, couldnt get phone calls returned within 24 hours, had to call, nag, and worry. This was not the case at all with Gary. Anyway – I cannot overstate how wonderful he is. Go with Gary and save yourself alot of headaches!

~Tracy W., Portland, OR

Purchasing a home can be a super stressful, complicated and lengthy process. Fortunately for me, Gary made my home-buying experience as efficient and stress-free as could possibly be. Gary was able to to explain what to expect in simple terms and was able to provide me with different options so that I could make a well-informed decision about what I could realistically afford. I was ultimately able to close on a property in just a few short weeks and my closing costs and mortgage payments ended up being almost dead on to what he originally projected with no unexpected surprises. I can’t recommend Gary enough!

~Jason F., Portland, OR

I had been turned down by two mortgage lenders because my house was a) too small (414 sq. ft) to make a comparison and b) too small a loan amount. Sounds like they just didn’t want to bother with the little people. Not Gary. His professionalism shone through by going above and beyond what a normal process would require. He could have easily denied me like the others but he chose to put me first, not him. That doesn’t happen much in business. Class act.

~Kurt G., Portland, OR

My husband and I had previously refinanced through Wells Fargo. It was a horrible experience for us so we were hesitant to use a bank’s staff the second time around. Going through a mortgage broker was a completely different experience, one we highly recommend. Gary and his staff did everything, answered all our questions and did not make us feel like we were being scammed. I highly recommend them and am very glad we decided to use them vs a bank’s mortgage team.

~Lataya D., Portland, OR

We recently bought our first home and Gary and his team were wonderful to work with! Throughout the process Gary was always very accessible – replying to what were probably very basic questions (but had us first-timers getting all worked up) between BBQs over the weekend, he was clear and concise in his email follow ups, and diligent about the timeline in order to keep things moving. But the icing on the cake was his team’s support in the final days of the purchase: the listing agent had been a nightmare to work with and repeatedly put off completing projects by agreed to deadlines, which threatened to push our appraisal and signing date back. We were in a pinch, since we had to move out of our rental just a few days after our scheduled signing. But his team jumped into high gear to get paperwork processed and moving – they even sent a notary to our house in order to get things signed in time. We were up against a weekend and otherwise would have missed the ability to move before we were out of the rental – thankfully avoiding living out of a storage unit for a week! We so appreciated having Gary and his awesome team on our side and I’d recommend him to anyone looking for someone to go above and beyond.

~Lydia Cox., Portland, OR

I’m writing this review from the backyard of our new house. Buying a house would still be a fantasy were it not for Gary Boyer, and the real estate agent who recommended him to us, Dawn Barry-Griffin. The first time we met Gary, for Mortgage 101, I knew we’d chosen well. He explained the process for first-time home buyers thoroughly, acknowledged both of the most likely stumbling blocks (being gay and receiving income from tips), and sent us out of the office with the insane belief that someone somewhere might agree to lend us hundreds of thousands of dollars. I really appreciated the honesty Gary brought to this task. He made a point of making certain we were getting the kind of loan we wanted, for an amount we were comfortable with. He talked with us frankly about houses a buyer can afford with property taxes they can’t. He also waited until he saw the interest rates drop again before locking us in, saving us tens of thousands of dollars over the life of our loan. Hello, fixed-rate, no pre-payment penalty home loan! I won’t lie; there were some bumps on this road. What we got from Gary was forewarning of where the bumps were and the willingness to overcome those obstacles. He not only worked after his office closed on a federal holiday, he talked an underwriter into doing so as well. If that’s not dedication, I don’t know what is. Gary is a professional, but never made me feel weird that I was wearing flip flops into his nice office, and didn’t bat an eye when we wrote chickens into the loan (’cause it’s Portland and that’s TOTALLY normal). I’d recommend him to anyone. In fact, I think I just did.

~Kimberly Franklin., Portland, OR

Gary went above and beyond to help a sister out. He sent some papers to me and called me to see if I had any questions. I said, “Well, my son and I are at the shop trying to figure out how to get home. Our car broke down and needed to be towed. As soon as I get home I’ll review the papers again and give you a call.” Gary said, “Give me the address and I will come pick you up.” 15 minutes later he was there smiling and happy to help out. I was thrilled. Since then we have worked with Gary again, and though I haven’t needed a ride anywhere he has been extreemly professional, helpful and very efficient. I have great confidence in Gary and his team and can not recomend him more highly.

~A Google User, Portland, OR

I had a great refi experience with Gary. He really took the time to find out about all aspects of our financial picture and our plans years into the future so that he could put together a loan that was the best fit. He came highly recommended to me by a friend of mine and I will now be recommending him highly to others.

~A Google User, Portland, OR

The first time I used Gary I was a first time home buyer. I was freaked out because I thought I didn’t have enough money saved and my my credit wasn’t perfect. Gary walked me through the process, and I was a bit nervous more than once, but I made it and purchased my first home. His mascot is a monkey, Mortgage Monkey. Odd choice, but I always remember it and it wouldn’t work if he wasn’t so good at his job. He even taught me how to improve my credit so that getting a loan in the future would be easie. I have bought and sold several houses since and I have worked with Gary each time. That is the best compliment I can give him.

~A Google User, Portland, OR

Gary is professional, friendly, experienced, knowledgeable, and helpful. He did such a wonderful job for us in regards to getting a mortgage for our home that we have referred both family and friends to him. The only reports we have ever received from any of the people we’ve referred is how terrific he was to work with in the mortgage process.

~A Google User, Portland, OR

Gary Boyer is the best mortgage broker in Portland. He got us a solid fixed low rate loan when no one else could. He was fast, responsive and wonderful to work with. Thanks to Gary, we have a mortgage and a home that is ours!

~A Google User, Portland, OR

Gary is the definition of a subject matter expert in his field. When I relocated to Portland, Gary not only provided me with an excellent mortgage, he also recommended a great Realtor, and guided us through the entire home purchase process. His staff is second to none, and he even gave us information to refinance our previous home to prepare it for rental/sale.

~Richard O’Neil, LinkedIn Review, Portland, OR

I had the pleasure of working with Gary when we first started thinking about buying a house. He not only advised me how to build my credit as a Permanent US Resident, but also assisted us every step of the way till we found the house we loved and signed on the contract.

He knows so much about the real estate industry and is so helpful when it comes to securing finance…more

~Jehanne (Jay) Bowen, LinkedIn Review, Portland, OR

This guy works magic! We like Gary for many reasons but most of all because he knows the value of building relationships. I recommend him on and off LinkedIn.

~Kat Schon, LinkedIn Review, Portland, OR

I have worked with for the last eight years and he is always on the mark. Buying a home can be very a very stressful process and Gary makes it all come together with grace and aplomb. My clients love him and keep coming back! He is especially skilled at helping the first time buyer understand the intricacies of financing by putting it in a language they can understand.

~Jewel Robinson, Principal Real Estate Broker, LinkedIn Review, Portland, OR

I originally used Gary for my own personal mortgage before I was a Realtor. I’ve recommended him to family, friends, and now to clients, and never cease to be amazed at what he can pull together. I especially enjoy sending him first-time buyers – he’s great at explaining a very confusing process!

~Deb Counts-Tabor, Real Estate Agent @ Oregon Realty, LinkedIn Review, Portland, OR

I labored over this review. I typed, deleted, and retyped paragraphs over and over… all in the hopes of really communicating the amount of awe I have for Gary and his team.  I know it’s a serious review when that happens to me. This is no review for McDonald’s, folks. This is home-buying.

When it was first suggested to me that I meet with Gary and see about my ability to qualify for a home loan, I pssssh’d so much I sounded like a tire losing air. Kyle R. finally got sick of my shit, forced me to take a day off from work, and contacted Gary for me. (There’s a reason why I love Kyle R. so much.)

I didn’t qualify at first, but Gary told me how to get there. I followed his advice, and within a short amount of time I was granted that glorious pre-approval letter that I proudly presented to agents.

I looked at a lot of homes and nagged Gary incessantly before I finally found my beloved home. After my offer was accepted, I still didn’t let up him. I had even more questions. And he answered them… with lots of humor.

We closed right on the date that I requested with the assistance of his assistant (Hi Kendra!) and they stuck by me right up to the title recording by slow-ass Marion County.

The most important thing to know about Gary is this: He’s going to be your best friend during this whole process. He’ll answer your annoying questions, listen to your woes, laugh at your jokes, and maybe even answer your drunken calls at 2 AM. You’ll trust him more than your agent (especially if you had a bucket-head like I did) and when he gives you advice on the quality of your home and making smart choices, you’ll listen and believe what he’s saying.

Thank you Gary and Kendra!!!!!

~Erin H., Yelp Review, Portland, OR

Gary, Thank you so much for making my refinance experience quick and effortless. As you may recall, you helped me purchase my home a couple of years ago. You took such good care of me, that I knew I had to come back to you again to assist me with my refinance. I’m glad I did because you delivered the same exceptional service. You were always informative and quick to respond to my emails. Your personal touch and genuine care for your customers definitely shows and put me at ease. As you know, I work in the industry myself in mortgage underwriting. I can have some high expectations and can be particular about the details, but I never had any doubts that I was in good hands with you. Thank you so much for a positive experience. Our industry can be challenging with all the rules and regulations, but you made the experience enjoyable. Thank you!

~Scott B, Google+ Review, Portland, OR

Gary was so helpful in buying my first home. He explained all the details and I could text or call with all of my first time home buyer questions. I highly recommend Gary and his company.

~Kate B., Yelp Review, Portland, OR

GARY BOYER and MORTGAGE MONKEY should be the starting point for anyone needing PROFESSIONAL Mortgage solutions. I had already run the gamut with the incompetence of :-( Wf mortgage )-: and been rejected by them. I came across MORTGAGE MONKEY website while researching another mortgage group that had been suggested by my sister-in-law, who works in real estate. The MORTGAGE MONKEY site claimed to work with UNUSUAL clientele, and that is exactly what our finances had become, unusual. We had no checking account. We had lost jobs due to the economic turn down and personal medical reasons, had started a business, and had liens against the home we were attempting to re-finance. It was a personal financial nightmare, which we were beginning to sort out. I sceptically called MORTGAGE MONKEY, Gary said he thought he could help and immediately went to work. Gary Boyer and his TEAM of Mortgage PROFESSIONALS are the BEST. My husband and I were able to refi in 6 weeks start to finish. Gary, Kendra, and J., provided due diligence throughout the process and were ALWAYS available to answer my questions right up to the final County title recording. We could not be happier with our new mortgage! We were able to get an interest rate which allowed us to payoff old debts and a monthly mortgage $50 LESS than we had!!! Gary Boyer and Mortgage Monkeys should be the starting point for anyone looking for mortgage solutions.

~Ronda F., Yelp Review, Oregon City, OR

Thanks again. I probably shouldn’t tell you this, at the risk of sounding like a stalker, but… We found you online a couple years ago. During the really dark times, our “go to” was you. Yes, we had no money, and were considered loan pariahs, but we felt like there would be hope, in the form of a monkey. You seemed so non judgmental, and willing to help… Then after we paid the bankruptcy off we counted off the days til the discharge would come, and we could contact you to see if there was hope. When I finally contacted you, I told Jase, “the monkey’s on it.” He knew exactly what I meant, for reals!!

So I wanted you to know, that mortgage monkey thing made you approachable, even to a woman who almost ended up in the loony bin after financial ruin. Whether that brings you peace, or seems weird, you got us through the shittiest times, and didn’t even know it!

~Sam and Jason, Boulder City, NV

Hi Gary,

Thank you for your most welcome call on Friday. I can’t recall working with another professional who really understood our needs and situation so precisely. You crafted a solution that addressed each part of our situation superbly.

Blessings as you go on your journey. I’ll be in touch with any questions.


Rabbi Alan Berg

We simply can’t say thank you enough to Gary and his amazing team! My husband and I reached out to Gary out of sheer desperation, hoping that somebody might be able to help us make heads or tails out of our circumstance. Not only was Gary incredibly quick with his response to us, but he was kind, compassionate, and informative. He could have easily turned the other way, knowing that he would not necessarily benefit from helping us. But he didn’t. Instead, he calmly walked us through and stuck by us until we were able to find resolution. My husband and I won’t forget his kindness and knowledge!! He will definitely be the first person that we call for any future mortgage needs!

~Jen N. Google+ Review, Portland, Oregon

We had a very complicated financial situation, but Gary was able to find us financing for the home that we will spend many years in. We move in tomorrow. I originally contacted another mortgage company in Lake Oswego, with who I had worked with in the past. But their failure to return my phone call within 5 days prompted me to find me to find Gary. He was eager to tackle our unique needs, was prompt with his responses and questions, and quick in finding us financing. I highly recommend him to anyone, not just those with special and difficult situations. Not to mention he’s just a really nice guy, and who can resist monkeys?!

Side note; the original mortgage company did eventually return my phone call, asked for a ton of personal information then never called or emailed me again. I get the feeling that if you don’t want assistance purchasing a half million $ house then you are wasting their time.

~Angie P., Yelp Review, Troutdale, Oregon

When my husband suggesting selling our home and purchasing a new one my first thought was dread at dealing with the loan. Thank goodness our realtor( Rex Buchanan) recommended Gary! Everything with Gary was easy and smooth. He explains every option fully and always responds quickly to questions. I also worked with Gary’s assistant who was just as awesome! Goodbye shady mortgage broker hello Gary Boyer!

~Robert H., Yelp Review, Portland, OR

Gary Boyer is a game changer. Nope, a life changer. I met Gary through email after discovering his outstanding reviews on Yelp. I was living in Seattle at the time but getting ready to move to PDX with my wife. We were not ready to buy a house but I wanted to understand the ins and outs of home buying (being a first time buyer) and he met with us to explain the process months before we made the move to Portland. He is so good at explaining home buying and answering any question about mortgages and financing. We threw a lot at him. He coached us with his expertise and it paid off big time when we were ready to make the biggest purchase of our lives. When we finally moved to Portland, we began the home buying process and we financed our first house through Gary and his team. The process was smooth, enjoyable and surprisingly quick.

More recently we bought a second home. Being a vacation property, our mortgage was significantly different and more complex. But again he and his team rocked it for us every step of the way and seamlessly worked with our bombtastic real estate agent (Rex Buchanan) when things got tricky. We can’t thank Gary and his group enough. If you are wanting to buy a home, thinking of buying a home, or just wondering if you can buy a home, don’t go to a big bank….Do yourself a solid and get in touch with Gary!!

~Caleb A., Yelp Review, Portland, Oregon

I was a first time home-buyer (currently homeowner [spoiler alert]), and was unsure how to get started. My first encounter with a mortgage specialist was through my personal bank. It wasn’t a poor experience, but nor was it an encouraging, warm, and empathetic one. I was presented with a laundry list of the things that I now consider to be confusing and irrelevant. I was urged by family to seek out a dedicated mortgage broker. With a Google search I immediately noticed the stellar reviews of Gary and Mortgage Monkey and decided to schedule a meeting. Being in my mid-twenties I was very intimidated. I was concerned that I wouldn’t be taken seriously and cast aside for older, and perceivably wiser clients. I couldn’t have been more wrong when I was greeted by Gary. He is one of the warmest, most comfortable people I have every worked with for any service, while still being uncompromisingly professional. He’s incredibly knowledgeable and so generous with his personal time that it borders on reckless. My situation was sensitive and complicated, and he made it simpler than I could have hoped for. I felt taken care of, and after a smooth a successful closing, I feel that even more so. I strongly urge anyone interested in buying a home to visit Gary. He made this possible for me, when I feel that most others couldn’t. Thanks again, Gary!

~Kyle R., Google+ Review, Portland, Oregon

Gary is simply amazing. I would recommend him to anyone. We have been in our home for about 18 months and I never would have imagined we would be able to own! He made our dreams come true and I will be forever grateful!

~Katie C., Facebook Review, Portland, Oregon

Well, it’s high time I gave a Shout Out to Gary Boyer, for all he did, in making it possible for my partner, Scott, and I, to buy our first home. No more renting, no more horrid Landlord. We will be eternally grateful. We have been together almost 23 years, and rented the same house for 19 of those. We never thought we could be homeowners. Thank You, Gary.

~Cyd C., Facebook Review, Portland, Oregon

Gary, we are so lucky to have found you. You restore faith in for so many dealing with the difficult and challenging economic climate. We are so thrilled to have completed our refinance with you.

~Susan C., Facebook Review, Portland, Oregon

My partner and I met with Gary many months ago. We had challenges on our credit, and Gary consulted with us, laid out our options and helped create a roadmap for us to get ourselves in the best position. It wasn’t immediate, but it was well worth the wait. We can attest that the benefit of working with Gary is his honest, directive guidance. He came through for us on many different levels, timing, interest rate, amount down… all were pleasant surprises. He listened to our needs and came back with a solution that would work for us. He coordinated with our realtor team in the sale and purchase of our new home.

In the middle of our process, we got nervous…and took the advice of our realtor who suggested we contact their lender (another lender) … That broker was “aggressively negative” about our situation. He said things like ” this would be impossible to fund… I don’t even know why you are calling me”.

We confessed to Gary that we had looked into another option because we were nervous… he talked us down… and fast forward two short months, we are now ion our brand new home.

Our advice is…. if you are freaked out about buying a home due to challenges, you have to start somewhere. Get the information you need to point you in the right direction. Gary does that without judgment or hesitation. People buy houses all the time. You just need someone willing to put in the extra effort and take a little (sometimes a lot) longer with you. Gary is the guy for that!!

We can’t say enough great things about him. We are happy, our kids are happy and our dog is happy.

Thanks Gary!!!

~Brandon R., Facebook Review, Portland, Oregon

We had started to look at homes over a year ago as our family was growing, we had an agent that had sold us our current home over 7 years ago and decided to stick with him on the sale of the home and purchase of a larger home. Huge mistake, long story short he did nothing and then literally vanished leaving the sign in the yard and lock box still on the door. So we found a new agent, Chris, who was AMAZING. We also were having issues with our loan, not on our end but the banks. As with the agent we thought it would be easier to go through our current mortgage lender, Wells Fargo, another huge mistake! After more than 3 weeks we were still no where with the underwriters and had lost out on several opportunities because we didn’t have an approval letter in hand. That was when our agent said to get in touch with Gary Boyer. I emailed Gary, got all the paperwork he needed over (as I had all of it on hand from the madness of Wells Fargo), and he had an approval letter over in 24 hours!!! Amazed! How can one institution take so long and Gary was on it in no time!! After that it was smooth sailing. We put in an offer on our dream home and it was accepted. Now we have just closed this past Friday, have a tenant moving into our old home this next week, and couldn’t be happier. Anyone who has said anything about housing recently, I have said they NEED to call Chris and Gary! I am so thankful that Chris recommended Gary and if we are to purchase again in the future I will not hesitate for a second to call Gary up to do our next loan. Incredibly professional, fast and easily accessible. Gary was even great with calming my nerves as no matter how smooth a real estate transaction it will still stress you out. Again thank you a million Gary!

~Alison S., Google Review, Portland, Oregon

My husband and I bought our first home in September 2014. We did our due diligence researching lenders and we are so happy that we choose NW Mortgage Group to work with. Gary was amazing from start to finish. He was always available to answer questions, no matter how silly. He made us feel comfortable with such a huge step in our lives and he really took the time to help us educate ourselves as to what we were getting into. Besides being really good at his job, he is a wonderful person and a lot of fun to work with.

~Nikki M., Yelp Review, Portland, Oregon

I honestly can’t say enough great things about working with Gary. He is incredibly responsive, easy to work with, and truly looks out for the best interests of his clients. His advice was superb, and he gives a thoughtful, honest opinion without trying to sell you on anything. My fiancé and I worked with him to purchase our first house, and I would recommend him to anyone who is looking to buy a home. I will definitely go back to him when it’s time to move up from our starter home.

~John C., Yelp Review, Portland, Oregon

Gary was fantastic to work with. I started talking to him months in advance of when we were thinking of buying a house, and he met with me whenever I needed questions answered, even though were were still a long way away from a concrete mortgage. When we finally started looking in earnest, he was on top of everything, and he helped us find a great mortgage that was uniquely suited to our needs.

~Cain R., Yelp Review, Portland, Oregon

Gary was an absolute pleasure to work with all throughout the home buying / financing process – a clear professional, he was on the ball every step of the way.
I cannot say enough about his responsiveness either. We were buying the home while still living in a different state (with a three hour time difference), and I could always count on hearing back on my emails in a timely manner, which was not only reassuring but also necessary to avoid delays in the whole process. Getting physical documents back and forth could have been painful, but Gary took care of it all (even setting up an appointment with a mobile notary to come to our home for signing).
I had a lot of questions as a first-time-buyer and I felt that he went out of his way to explain the process and answer my questions, all while never making me feel dumb.
Buying the home was stressful enough, so it was great that I never felt that I had to worry about the mortgage broker / financing end of things. I always felt that Gary was as concerned about making sure that everything was proceeding smoothly as we were. We closed on time and I know for sure that Gary hustled to make sure that happened.
If we ever buy another home here, I will certainly be calling Gary again.

~Angie’s List Member Review, Portland, Oregon

Gary was amazing from start to finish. He was always available to answer questions, no matter how silly. He made us feel comfortable with such a huge step in our lives and he really took the time to help us educate ourselves as to what we were getting into. Besides being really good at his job, he is a wonderful person and a lot of fun to work with.

~Nicole G., Google Review, Portland, Oregon

I have been through 2 refinancing transactions with Gary and he is awesome!

He is always quick to respond to my emails and answered all of my annoying questions.

He explained our refi options and helped us choose the right one. He ended up saving us a bit of money on our monthly payment and got rid of our annoying mortgage insurance.

I will recommend Gary to anyone that needs to buy or refinance a home.

~Joel B., Yelp Review, Portland, Oregon


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