Mortgage Monkey FAQs

What is a FHA loan?

FHA loans are insured by the Federal Government and designed for first-time buyers and others who would not normally qualify for conventional/conforming financing. There is more flexibility with challenged credit and work history. FHA loans are a very important financing option and have helped millions of people buy their first home. While there are no income restrictions, there are maximum loan amounts set for every county in the country.

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