I have some very strong beliefs in this area:
First, your credit score says nothing about the content of your character. Everyone has gone through difficult times in their lives, and things happen. The secret is to not let the challenges of the past determine your future.
Second, it’s vital to know what is important to focus on and what’s not. Years of working with challenges has given me the knowledge to guide you on what is going to help you get a secure mortgage loan. And that’s the bottom line.
Finally, the best thing you can do is get started now. The biggest mistake I see is when people stick their heads in the sand and hope their bad credit rating will go away. Even if you just filed bankruptcy, there are steps you should be taking now. The sooner that we can meet and begin working together, the better your financial future will be. I don’t charge anything for my time, until your mortgage loan closes, so let’s get together.
I believe this issue is so important that I made this specific page on my website for it. Good or bad credit is playing a bigger role than ever not just in mortgages, but everywhere from insurance rates to having access to credit. I have helped hundreds of people in Portland improve their bad credit and the sooner you contact me – the sooner we can start working on yours and get you a home mortgage or refinancing and improve your overall financial picture.