I have some very strong beliefs in this area:
Your credit score says nothing about the content of your character. Everyone has gone through difficult times in their lives, and things happen. The secret is to not let the challenges of the past determine your future.
The most important step you can take is to get started now. Over the years I have discovered that most people would rather talk about ANYTHING except their credit challenges. For many people the biggest mistake is simply to stick their heads in the sand and hope their bad credit rating will go away. Even if you have filed for bankruptcy or lost a home through short sale or foreclosure there are steps you can take to start the rebuilding process. Credit is playing a bigger role than ever, and not just in home financing. Employers look at credit and insurance rates are often influenced by credit scores as well.
I find that most consumers do not know where to start, what matters is where to focus their efforts. I enjoy helping people understand how credit scoring works and the sooner you contact me, the sooner I can help you demystify the process.
Mortgage Monkey is a Portland based mortgage lender dedicated to putting people first. I specialize in helping clients in Oregon, Washington, California & Arizona get solid secure home financing.
(Call or Text)
3636 NE Broadway Street
Portland, OR 97232
Directors Mortgage, Inc. - Arizona Mortgage Banker License BK-0942517
Gary Boyer - Arizona Mortgage Banker License BK-0942852
Not All Applicants will qualify, Terms Subject to Change Without Notice, Not a Commitment to Lend.
The views expressed here are my personal views and do not reflect the views of my employer.